D
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There are but, following a UK Competition and market Authority investigation and recommendation, Microsoft have committed to stop charging people if they are not using their subscription.There's a large group of people who will sign up and continue paying forever just because.
Whilst this originated in the UK, a Microsoft spokesman said "changes to inactive subscriptions will initially roll out in the UK and will be available globally soon." which is a consumer friendly approach.
Every day, the number of people with crap internet will reduce in terms of options. Whether or not those people can afford those options is a different matter.