Russ,
We just found out yesterday that she was pregnant. I also asked her if in hind sight, if she thought it would have been better to have kids 2 years ago or now.
2 years ago we did not own a home and we had some outstanding loans. I wanted to at least see us get serious about paying some of them off, and have a home (the home part is more complicated, but will take too long to explain). She mentioned that her sister just got pregnant, bought a house, and bought a car. If she could do it, why couldn't we!?! (not a fun talk)
Well, now her sister is in a divorce, lost her house, and filed bankruptcy (something I feel very strongly against). We are in much better financial shape, we own our home (well, still paying), payed off our 2 cars (got a minivan, paying on that), she got a MUCH better job, and I am in school again. We talked about it, and we both feel we are in a much better position to have kids. We stared 'practicing with intent' in December and just now found out the good news! =)
Sorry for the miscommunication,