I don’t think it’s hyperbolic at all. Unless you buy a very low end CPU, it’s very rare that you will ever have a worthwhile upgrade option without purchasing a new motherboard at the absolute minimum. Then we get into whether or not they knowingly release products with the potential for huge performance degradations should their exploits be uncovered.For you, yes. I think hardware enthusiasts who talk about this stuff online, much like gamers online in general, have a huge tendency to think they're more representative of the overall market than they really are, though.
You also seemed to have timed it well and got a bit lucky too. Remember the plan was originally NOT to support Zen 3 stuff on earlier AM4 motherboards. Plus the entire market isn't all buying into the earliest generation of a given platform, meaning the scope for upgrading is lessened. Most people will simply not want to upgrade to just a one architectural generation ahead CPU, given the mere 20-25% gains you'll typically get under good circumstances for the extra $250+ cost.
It's a nice option to have for sure, but it doesn't inherently make an Intel CPU 'very poor value' as the other person claimed. That's just a terribly hyperbolic claim.
Can you point out a single area where Intel provides some type of value compared to the competition?