rockaman
Regular
If you've only room for a 6 oz steak at $10, what good is buying a 12 oz steak for $15 even if it's better value? You just waste $5 on food that's going in the trash. Hence no matter what value PSN+ offers, it's a waste for me, and it's not a case that I'm 'not all there.' Quite the contrary, it's because I'm all there that I know not to spend money on something that's no value to me.
The difference is videogames don't spoil
A gaming laundry list doesn't mean you have to complete each game, but for the ones you do want to play, PS+ is a bargain (I have played through several SP experiences from games I got through PS+ including Uncharted GA, Gravity Rush, Super Street Fighter IV AE, Bioshock 2, Quantum Conundrum, and more... and this is on less than a year's worth of games provided). and really it makes Xbox Live look like highway robbery...
Next we are getting Uncharted 3 (which I have bought previously) and XCOM (which I have not played yet).
Just because you have excess doesn't mean you haven't used any of it. There's no mandate to use PS+ as little or as much as the player wants to.