The lighting conditions can affect the RT performance in the Times Square area greatly I find.
Granted my i5-12400 is bottlenecked by its ram somewhat, which is only 2800mhz. However in every benchmark I've seen, the Alderlake CPU's outpace Zen2 (and certainly Zen+) models, so even with that stipulation I don't believe the effect of -400mhz on the ram is
that crippling.
So console settings (object detail at 8), 1080p, very high textures (RTX 3060 12GB).
In Times Square at
night, I had a couple of drops to 59fps. Most of the time 65-70+. With Vsync, even this I wouldn't say would necessarily be a good experience, there were too many where it was just at 60 without vsync and no doubt when I've tried playing with vsync and RT on in this area there are quite a few stutters.
In
daytime at noon however, it's far worse (note video may still be processing). There's a particular corner that drops my fps into the 40's. Numerous drops into the 50's. Definitely nothing close to 60fps locked with object detail at 8 and RT in a non-GPU stress area.
Make of that what you will.