Bouncing Zabaglione Bros.
Legend
I think it really depenends on the use case. For home users and most office users SSDs are really a nice to have. If your a pro who uses the computer intensively all day, e.g. a developer, the increase in productivity and morale (less waiting == less frustration) will warrant the higher price for ssds most of the time.
Of course the answer is always "it depends if you are willing to spend to get the speed" but for most people, the numbers do not add up in favour of SSDs.
For me to duplicate my fairly modest 2 1TB drives in RAID 1 (which would cost me £140) with Corsair SSDs I'd need to spend £4472 + cost of a controller to take 8 drives. And they are not the most expensive models.
That's just not viable even for a heavy home/power user to save what amounts to just a few minutes a day for 4-5 times the cost of the whole PC. You can get most of those minutes back just by tuning your system or changing your work practices. Heck, you can put together a pretty good home PC for the price of one single high end 256GB SSD.
Even most businesses are not going to quintuple their PC hardware costs for such small gains unless disc speed is really a massive and critical bottleneck. It's cheaper to have your staff twiddle their thumbs for a couple of minutes a day.
I certainly think that SSDs or something better will be the future (who doesn't want to replace the slowest bottleneck in their PC with something that fast?) but they will have to get a lot bigger and a lot cheaper before that happens.