I agree with pretty much everything you've said, and the credit point is a very good one. There were 10 million registered CCs in 75 million accounts. Clearly the majority of users who have their data compromised are not PSN content purchasers. A credit they cannot use wouldn't go down well. $5 to spend on themes wouldn't be anything like as appreciated as a whole game such as LBP or Infamous. However, I disagree with the one above quoted point. You and Joker are on opposite sides, and I sit somewhere in the middle. I agree Sony couldn't have been as free and flexible in their compensation as effectively giving everyone free money, but they could have extended the range of titles at next-to-no extra cost beyond the 5 PS3 titles on offer to give a wider choice. That would please more people than the current deal has, while not costing what a free credit as Joker suggests would, which seems a better compromise. Although Joker will say a finite list of titles may have no value for some customers, I think the greater majority by far would be acceptable given the circumstances.
The way I see it:
Current solution - benefits ~80% of PS3 owners - little cost to Sony
Joker's solution - benefits ~100% of PS3 owners - unaffordable cost to Sony
My solution - benefits ~95% of PS3 owners - little cost beyond current solution
Obviously the percentage figures are entirely made up by myself, and if Sony can be confident that a very high percentage of PS3 owners are satisfied with the 5 games on offer, they may feel that's okay. But me personally, I'd want those avid fans, the key platform supporters, to feel satisfied too, and I'd stretch a little to offer them something rather than just going by a heartless metric. I think the goodwill of such a gesture is worth it.
Yeah, I'd argue with your numbers. For one, I think it's likely Sony had to negotiate one time lump sum payments to the developers behind every game in the offer, including companies like Insomniac and Housemarque which they do not own, and internal studio where the employees are nonetheless due royalties/bonuses. I also think Phil is correct in his assertion that Joker's proposal actually benefits more users less than the current deal. I'd break down the numbers more like this:
Current solution - benefits ~98% of PS3 owners - some cost to Sony
Joker's solution - benefits ~100% of PS3 owners, but 98% are actually getting less than they would under the current deal - crippling cost to Sony
Shifty's solution - benefits ~99.99999% of PS3 owners - doubles cost beyond current solution, law of diminishing returns...
And the thing is, even if they double their expenses going after that last couple percent, there will still be a PR problem because any jackass, whether he owns a PS3 or not, whether he was affected by the hack or not, can go on the internet and bitch about the deal not being good enough. And it won't have anything to do with whether or not the deal was fair or equitable or adequate, it will just be about bad mouthing a company they don't like.