Savings & Investments Advice

[Natoma]

Anyone know any sites that offer guides on rates of savings and investments as a % of your gross income?

I want to get an idea of what's good to save in pre-tax accounts (401k, IRA), post-tax growth accounts (Roth IRA), and post-tax liquid accounts (Savings, stocks, and mutual fund accounts).

Fyi, I'm 28 and my husband is 24. As mentioned here, we're completely out of debt and want to start aggressively while we're in our prime earning years.

Thanks for any advice!

 

[Ty]

I don't know of any websites that will do exactly what you're looking for but these are the rules I've learned (wife and I go to financial counselor & now also an investment adviser):

--If you have about X dollars for retirement, you can afford to live off of 7% per year without fear of depletion of your assets.

--Max out your 401k up to employer matching. Then Roth, then other IRAs (back to your 401k if you want).