They never offered a Dolby Digital encoder I don't think but these days you can get Dolby Atmos for 15 bucks.I could have sworn there was one point where Creative sold a software upgrade to enable DD Live on some of their soundcards, and I remember thinking it was weird Dolby just didn't sell a virtual driver themselves that was hardware agnostic to add the capability to any system.
https://www.dolby.com/us/en/apps/access/pc-xbox.html
Object based surround like Atmos is they way surround should be done.