Yes because they have to be conscious of the user base without an hdd.1. Both Gears of war and ME streams everything no matter if you have a HDD or not, thats the way their engine works apparently.
The fact that people can't tell the difference in performance with the vast majority of games with and without an hdd shows that the hdd is rarely used or the performance of automatic hdd caching is very negligible. And I'm sure we would hear from the developers themselves touting any meaningful use of the hdd as a feature of their game like with Oblivion where the performance improvement is noticeable.2. Ofcourse HDD caching doesn't do as much for performance as installations. With installations you usually copy the entire content on the disk to a harddrive. Since the harddrive reads faster than a disc (or you could even read from disc and harddrive at the same time) its allways going to be faster than something which o nly caches a gigabyte of information at best.
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