Well I started off testing Need for Speed Underground with the following setting on a 9700 Pro 2600xp 512 MB ram Windows XP
640x480 no AA no AF
640x480 6xAA 16xAF
1280x1024 no AA no AF
1280x1024 6xAA 16xAF
everything maxed except no motion blur and light glow
they all resulted in between 38 - 42 FPS
Like I said , I noticed similar performance in Halo , Kotor , and Lock-on
Thouhg not so much Lock-on after I did a little more testing (use 6xAA and your done for)
It seems to me that it is starting to be a trend in games that non-graphics features are starting to comsume a large portion of the work load.
I know this is anecdotal evidence at best . I am just curious if anyone else seemed to notice or not notice it.