DIFFERENCES BETWEEN SDR and HDR
HDR is best seen when there are very bright lights and very dark areas and colors in between.
For example, with HDR the sunlight on screen "bothers" your eyes as it does in real life, and you feel like you have to squint or close your eyes.
This is what an SDR video looks like compared to HDR.
(images below taken by me on my computer, a bit amateurish but still)
SDR format (whites appear too bright and detail is lost in the image, blacks don't look much dark, colors are bad). Some of the wolf's fur is directly invisible.
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HDR Format. Details are much better.
It is not the best image to compare because ideally images with many colors and very dark areas next to very light areas, but that is what I had at the time improvising.
HOW TO KNOW IF YOUTUBE VIDEOS THAT ARE NATIVE HDR ARE PLAYING IN HDR
This also determines whether the monitor is capable of playing HDR10 content.
As you can see in one of the above images, Youtube automatically detects if the monitor supports HDR - you should have it enabled on the monitor, of course- and place a small label that says HDR on the gear to the bottom right.
The video where I took both screengrabs from:
For office work, browsing, reading, etc, SDR is more than enough. Only enable the HDR on the monitor when you are about to use HDR content, in games and so on.