NFC payment systems in handheld devices

Discussion in 'Mobile Devices and SoCs' started by Mariner, Sep 2, 2014.

  1. Mariner

    Veteran

    Joined:
    Feb 6, 2002
    Messages:
    1,600
    Likes Received:
    237
    Here's a video from a Russian site, purportedly showing the new iP6:

    http://www.gsmarena.com/apple_iphone_6_gets_disassembled_before_its_official_debut-news-9516.php

    Looks a bit too elaborate to be a hoax! I think the 4.7" screen is a good size and the device is only slightly larger than the iP5s. Ought to sell very well, and if Apple really are pushing out NFC payments that can only be a good thing (providing it isn't Apple-only!). I understand they've had NFC payments using phones in some Asian countries for years so it's about time the rest of us caught up and had this option!
     
  2. patsu

    Legend

    Joined:
    Jun 25, 2005
    Messages:
    27,614
    Likes Received:
    60
    Japan especially.

    I don't feel like using NFC payment even if available. Need some incentive.
     
  3. wco81

    Legend

    Joined:
    Mar 20, 2004
    Messages:
    6,196
    Likes Received:
    260
    Location:
    West Coast
    Mobile payments would be great if I didn't have to carry credit cards around.

    Esp. if it functions like Chip and PIN authentication, which the US doesn't have broadly but is entrenched in the rest of the world.

    US credit card holders can't use train kiosks, highway toll booths, gas station pumps, bicycle ride share systems, etc.

    It would be nice to be able to also use phones instead of buying Oyster cards and the like.
     
  4. BRiT

    BRiT (╯°□°)╯
    Moderator Legend Alpha Subscriber

    Joined:
    Feb 7, 2002
    Messages:
    12,400
    Likes Received:
    8,608
    Location:
    Cleveland
    I never have and never will understand the fascination with placing your financial information on the most lost or stolen device there is, the cell phone.
     
  5. Grall

    Grall Invisible Member
    Legend

    Joined:
    Apr 14, 2002
    Messages:
    10,801
    Likes Received:
    2,172
    Location:
    La-la land
    "Convenience", my friend... Never underestimate the power of convenience! :)

    (Of course, when your phone gets stolen, lost or just plain smashed to smithereens, it's decidedly INconvenlent, but hey... You can't expect people to have forethought, can you? Heh.)
     
  6. wco81

    Legend

    Joined:
    Mar 20, 2004
    Messages:
    6,196
    Likes Received:
    260
    Location:
    West Coast
    They have full device encryption these days.

    Supposedly iOS 7 changes have led to fewer iPhone thefts this past year.
     
  7. pcchen

    pcchen Moderator
    Moderator Veteran Subscriber

    Joined:
    Feb 6, 2002
    Messages:
    2,743
    Likes Received:
    106
    Location:
    Taiwan
    NFC payment is more likely to be used for smaller items, e.g. something like Oyster Card in London, so it's unlikely to have more money than your mobile phone's worth.

    In Taiwan, the most popular NFC payment solution started the same way, and now you can pay with it in 7-11 or similar stores, not just riding bus or metro. There are also credit cards with NFC payment function which automatically add money to the NFC card.

    A mobile NFC payment solution is most likely to be just like that. In theory, it can be made flexible, like what Google wanted to do (to simulate all current NFC cards), but in practice there are many legal and practical problems to overcome.
     
  8. patsu

    Legend

    Joined:
    Jun 25, 2005
    Messages:
    27,614
    Likes Received:
    60
    I know quite a few failed startups trying to do the same thing. They usually tripped at the merchant side. Why should they support yet another payment method ? And yes, the government may have other ideas too, or they want their own favorite financial institutions to do it (instead of you).

    If Apple wants to do this, would love to hear their ideas.

    They definitely have more leverage than some random startups though. :)
     
  9. Xmas

    Xmas Porous
    Veteran Subscriber

    Joined:
    Feb 6, 2002
    Messages:
    3,298
    Likes Received:
    137
    Location:
    On the path to wisdom
    How often are wallets lost or stolen?
     
  10. BRiT

    BRiT (╯°□°)╯
    Moderator Legend Alpha Subscriber

    Joined:
    Feb 7, 2002
    Messages:
    12,400
    Likes Received:
    8,608
    Location:
    Cleveland
    Less often than phones.

    From what I see every day, people keep their wallets in their pocket except for when they're getting something out of it. For the most part it is kept secure. That isn't the case with phones. People have those out all the time and just left sitting on desks or on top of the table at restaurants. People always seem to be checking something or playing a game on the phone. They always seem to get left behind on the desk at meetings or on tables at restaurants.
     
  11. Ailuros

    Ailuros Epsilon plus three
    Legend Subscriber

    Joined:
    Feb 7, 2002
    Messages:
    9,418
    Likes Received:
    178
    Location:
    Chania
    I have severe doubts that if there would be a statistic what people tend to forget, that phones would actually win with a big difference compared to anything else. Folks that tend to forget things when they leave from somewhere have good chances to even forget their kid in the car (which I wish would be just a bad joke but isn't...).

    I have a lost and found list here for more than a few hundred folks on a daily basis and what you can find most left behind are sunglasses.

    Besides once you start using your smartphone as a wallet, it's almost self-explanatory that you won't treat it as "carelessly" as before.
     
  12. silent_guy

    Veteran Subscriber

    Joined:
    Mar 7, 2006
    Messages:
    3,754
    Likes Received:
    1,379
    How many wallets are protected with a password?
     
  13. Laa-Yosh

    Laa-Yosh I can has custom title?
    Legend Subscriber

    Joined:
    Feb 12, 2002
    Messages:
    9,568
    Likes Received:
    1,452
    Location:
    Budapest, Hungary
    Yeah, smartphones should replace wallets and also keys. It's already fun to check into flights with a phone, it'd be even better if they could be used for payments, passports, car and apartment keys etc.

    It'd also be easier to keep track of your only everyday item. Right now I have wallet, two keys, company keycard, and an extra package for the car's papers. It's soo easy to leave one of them at home, or at work when I leave... But if there's just one item, it should be less of a problem to remember to keep it with you.
     
  14. ToTTenTranz

    Legend Veteran Subscriber

    Joined:
    Jul 7, 2008
    Messages:
    9,852
    Likes Received:
    4,463
    I would gladly trade my ~10 keys + wallet + smartphone for an even larger smartphone.
     
  15. orangpelupa

    orangpelupa Elite Bug Hunter
    Legend Veteran

    Joined:
    Oct 14, 2008
    Messages:
    7,095
    Likes Received:
    1,278
    Japan have high integration of phone Nfc payment right?

    How they made a deal with retailer to adopt it?
     
  16. nutball

    Veteran Subscriber

    Joined:
    Jan 10, 2003
    Messages:
    2,147
    Likes Received:
    472
    Location:
    en.gb.uk
    So when you lose your phone (or drop it down the toilet), you can't drive home, can't pay for a taxi, can't get into your house, and can't phone for help.

    I'll stick with a wallet + keys + phone for now.
     
  17. pcchen

    pcchen Moderator
    Moderator Veteran Subscriber

    Joined:
    Feb 6, 2002
    Messages:
    2,743
    Likes Received:
    106
    Location:
    Taiwan
    I believe most of them are with chain stores, e.g. convenient stores like 7-11, or vending machines. Some chain stores have their own payment system, but most of them also support popular systems (especially those based on transportation systems, such as Suica). I'm not sure about adoption rate of smaller retailers but many smaller stores in Japan don't even accept credit cards.
     
  18. ToTTenTranz

    Legend Veteran Subscriber

    Joined:
    Jul 7, 2008
    Messages:
    9,852
    Likes Received:
    4,463

    Ok. I'll carry a second, smaller, lighter, lower-end smartphone for redundancy.
    Still better than big wallet + bunch of keys + smartphone.
     
  19. Ailuros

    Ailuros Epsilon plus three
    Legend Subscriber

    Joined:
    Feb 7, 2002
    Messages:
    9,418
    Likes Received:
    178
    Location:
    Chania
    Some of the questions/assumptions here sound like I wouldn't be able to do anything if I'd lose, forget or flush down the toilet my credit cards and even if I'd still have cash to pay for N necessity. It'll get ONLY problematic if in the far distant future there will be only one mean for payment and nothing else. Up until that point (which might or might not ever come as far) it'll come down how each and everyone handles (and with how much care) money, credit cards, a smartphone or whatever else.

    Finally I personally won't use any of it unless there's no other way in the future. Between that though and create funky scenarios how a smartphone would enp up in the crapper (how anyway? usually you sit on them....unless you try to wipe with a phone) sounds way too far fetched.
     
  20. BRiT

    BRiT (╯°□°)╯
    Moderator Legend Alpha Subscriber

    Joined:
    Feb 7, 2002
    Messages:
    12,400
    Likes Received:
    8,608
    Location:
    Cleveland
    Store phone in front shirt pocket, lean over to flush the toilet. It's shown clearly in an episode of The IT Crowd.
     
Loading...

Share This Page

  • About Us

    Beyond3D has been around for over a decade and prides itself on being the best place on the web for in-depth, technically-driven discussion and analysis of 3D graphics hardware. If you love pixels and transistors, you've come to the right place!

    Beyond3D is proudly published by GPU Tools Ltd.
Loading...